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Minimum State Insurance Requirements » Connecticut

20 / 40 / 10

Personal injury insurance for the driver: $20,000

(maximum benefit paid per claim after the policyholder pays the deductible)

Personal injury coverage for all people involved in an accident: $40,000

Property damage coverage per claim: $10,000



Connecticut Car Insurance Information

Drivers are urged to take a close look at the following Connecticut car insurance information. Certain insurance is required and there are minimum limits of protection needed to legally operate a motor vehicle in the Constitution State.

Connecticut Car Insurance Information

Because of its location between the major metropolitan areas of New York City and Boston, traffic in Connecticut consists not only of local commuters but also vacationers and business travelers. Traffic can be extremely heavy and accidents occur with regularity. It is of vital importance to carry proper insurance coverage to protect against costs associated with vehicle damage and/or personal injury.

Liability insurance is required in Connecticut as is uninsured motorist protection. These requirements are known to insurance agents licensed to conduct business in the state and are automatically figured into the quotes given to consumers. Personal injury protection is not mandatory in Connecticut but is recommended. This optional coverage will take care of medical bills in the event of a vehicle accident, even if the at-fault driver has not been determined by law enforcement personnel.

Car Insurance Minimum Requirements

Approximately 10 percent of all Connecticut drivers currently on the road have no liability insurance. This means that in an accident involving injuries or property damage to innocent parties, at-fault drivers would have to pay out-of-pocket. If they are unable to do so, costs for vehicle repairs or medical bills may be difficult to cover. This is why Connecticut law requires uninsured motorist protection be carried by all drivers. Liability insurance must be carried in amounts equal to or exceeding the state minimum of 20/40/10. This coverage amount is average when compared to other states and insures protection of up to $20,000 for bodily injury suffered by an innocent individual, $40,000 to cover costs of all injuries per accident and $10,000 for the repair of vehicles or property belonging to non-fault parties.

Car Insurance Companies

Agents licensed in the state are prepared to give immediate quotes for those requesting Connecticut car insurance information. Most are licensed to sell insurance for one of the major providers. Hundreds of independent agents are located in Bridgeport, Hartford, New Haven and other cities across the state.

Many insurance companies and their agents have online sites where immediate quotes can be generated based on the car make and model, the community where the customer lives and the driving record of the individual. Connecticut has a fairly large population and its roads are constantly heavy with traffic headed to various destinations in New England and along the Atlantic seaboard. Auto insurance in Connecticut is a thriving business.

Free Car Insurance Quotes For Connecticut

Obtaining a free, no-obligation auto insurance quote is easy. Simply enter the appropriate information on the car being insured, the age of the driver, where the car is parked at night and how many miles the vehicle is driven per month. Final insurance rates are determined by these and other factors such as driving record and what safety features are installed on the vehicle. Get a free quote today.

Car Insurance Rates

Connecticut drivers enjoy some of the lowest rates in the country. On average a passenger car operated by a safe driver with no major accidents on record will cost about $90 per month to insure. This includes liability protection and uninsured motorist coverage as well as collision insurance.