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Minimum State Insurance Requirements » Mississippi

25 / 50 / 25

Personal injury insurance for the driver: $25,000

(maximum benefit paid per claim after the policyholder pays the deductible)

Personal injury coverage for all people involved in an accident: $50,000

Property damage coverage per claim: $25,000



Mississippi Car Insurance Information

Mississippians who need quick quotes on affordable car insurance quotes turn to more than any other source. Long hailed as the internet’s foremost resource for Mississippi car insurance information including free quotes, average annual insurance premiums, and minimum coverage requirements, makes it easy for drivers to get back on the road safely and without paying a fortune.

Mississippi Car Insurance Information

One of the nation’s most historically important states, Mississippi has played a role in national politics since before the onset of the Civil War. Today, it is characterized by several distinctive regions including the Gulf Coast, where casinos and tourism support the local economy; the Delta region along the Mississippi River, where cotton is still grown; and the modern business center of Jackson.

Long stretches of Mississippi’s rural highways are considered treacherous on account of unpredictable weather, including frequent tornadoes, and thick fire-prone forests. As such, drivers in the state are encouraged to purchase an insurance policy that protects against the unforeseen. Fortunately, car insurance here is relatively cheap, with drivers paying on average just $1,175 per year. The state’s no fault law keeps premiums down, but its high level of uninsured drivers–28 percent–ranks among the highest in the nation.

Car Insurance Minimum Requirements

Drivers in Mississippi must carry minimum insurance coverage of 25/50/25. In other words, their policies must provide at least $25,000 in personal injury protection, $50,000 in per-vehicle injury liability protection, and another $25,000 in protection against property damage claims. These minimum coverage levels are about average for the United States as a whole.

Car Insurance Companies

Mississippi is a mostly rural state, and its roster of car insurance companies confirms this. Relatively few major national agencies make their home in Mississippi, with a number of independent small-town outfits doing good business in places like Meridian, Tupelo, and Hattiesburg. The more cosmopolitan Gulf Coast region boasts some of the most recognizable insurance names, although even here the action is dominated by locally-operated franchises. Taken together, these features of Mississippi’s car insurance market mean that long-time residents of the state can trust their local agents.

Free Car Insurance Quotes For Mississippi

Mississippians who want to start saving on car insurance in a hurry look to, the hands-down best source for Mississippi car insurance information and deals. Drivers can conveniently search insurance quotes in their area either by their zip code or vehicle make and model information. pledges to update their posted rates as often as they change, keeping folks across Mississippi in the loop about car insurance deals.

Car Insurance Rates

Mississippi’s annual average car insurance premium is a relatively low $1,175, helped in part by the state’s no-fault law and its low cost of living. At 28 percent, its huge number of uninsured drivers probably inflates local rates; getting this number under control would likely help Mississippi drivers in the long run. In the meantime, has everything they need to save hundreds each year!