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Minimum State Insurance Requirements » Nebraska

25 / 50 / 25

Personal injury insurance for the driver: $25,000

(maximum benefit paid per claim after the policyholder pays the deductible)

Personal injury coverage for all people involved in an accident: $50,000

Property damage coverage per claim: $25,000



Nebraska Car Insurance Information

Residents of Nebraska have a particularly high need for adequate car insurance because of frequent severe weather conditions. Rates in the state are about average when compared to other states, and obtaining Nebraska car insurance information and free car insurance quotes can help you get the best deal.

Nebraska Car Insurance Information

In Nebraska, residents face conditions that sometimes equal dangerous driving conditions throughout most of the year; including long winters with snow, and thunderstorms, hail and tornadoes in the summer. These conditions certainly have an affect on the need for Nebraska drivers to have insurance. Hail can equal damage to vehicles that must be repaired, and severe weather like thunderstorms and snow create treacherous driving conditions. Even when taking these conditions into consideration, the average car insurance premiums for Nebraska fall near the middle when compared to the average rates in other states, as do the state minimum coverage requirements.

Car Insurance Minimum Requirements

Each state maintains minimum car insurance requirements that all drivers must carry to be in compliance with the law. While this coverage might not be enough to protect all drivers financially in case of an accident, it is designed to give all drivers a basic level of protection from liability in the event of an accident. In Nebraska, the minimum requirements fall into the average range when compared with other states. Drivers must carry a minimum of $25,000 in injury liability coverage per person, $50,000 in injury liability per accident, and $25,000 in property damage coverage. The amount you decide to carry is a personal decision; if you choose to carry more than the minimum required you will have increased protection, but a higher insurance premium.

Car Insurance Companies

Nebraska is a fairly large state, with residents spread throughout the state. Many residents live in various small, farming communities; and the variety of car insurance companies in the state reflects this. A population that is spread throughout the state, rather than more concentrated in larger cities, has a need for many car insurance companies to meet the needs of residents throughout the state.

Free Car Insurance Quotes for Nebraska

If you live in Nebraska and need car insurance, getting free car insurance quotes is the best way to get the coverage you need at the best price. [] will allow you to search for car insurance companies so you can find a suitable car insurance company near you, and compare rates at several companies to find the best deal.

Car Insurance Rates

Drivers in Nebraska pay a fairly average amount for car insurance when compared with other states. The average annual premium paid by Nebraska residents is currently $1,204 per year. it is likely that the frequent severe weather that creates potential danger for drivers makes the rates in Nebraska higher than some states. What helps is that the population in Nebraska is not that large when compared with the large size of the state; so there is generally less of an issue with a large concentration of drivers traveling in one area. The rate you personally pay will depend on a variety of factors, including your driving history and the coverage you choose.