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Minimum State Insurance Requirements » Tennessee

25 / 50 / 15

Personal injury insurance for the driver: $25,000

(maximum benefit paid per claim after the policyholder pays the deductible)

Personal injury coverage for all people involved in an accident: $50,000

Property damage coverage per claim: $15,000



Tennessee Car Insurance Information

If you are shopping for auto insurance in Tennessee, basic Tennessee car insurance information will help you get an idea about what coverage you need and how much you might pay for it. This information will help you get started as you seek adequate car insurance coverage in Tennessee.

Tennessee Car Insurance Information

With a large population and booming tourist industry, Tennessee is an exciting place to live or visit. In fact, Tennessee ranks high on lists of popular places to live or visit. With all of the traffic from residents and tourists heading to attractions like Graceland and the Grand Ole Opry, carrying adequate car insurance is very important for Tennessee drivers. Luckily, Tennessee ranks among the least expensive states when it comes to the cost of auto insurance, so the cost of insurance should not be prohibitive for drivers seeking coverage.

Car Insurance Minimum Requirements

Every state maintains its own rules regarding how much liability coverage drivers are required to carry by law. The requirement is broken up into three numbers: Injury liability per person, liability per accident, and property damage. In Tennessee, drivers are required to carry $25,000 in injury liability per person, $50,000 per accident, and $15,000 in property damage. Tennessee compares well with other states, with average requirements. These minimums may or may not be enough to protect you financially in case of an accident, so be sure to discuss your personal needs with an insurance agent.

Car Insurance Companies

Tennessee drivers have many choices when it comes to auto insurance companies. There are large and small agencies spread throughout the state, several located in the largest city, Memphis, and others spread throughout the state. Many agencies maintain phone numbers as well as e-mail addresses for easy contact. Many of the companies also offer more than just auto insurance, so you can potentially have all of your insurance needs met using one company.

Free Car Insurance Quotes for Tennessee

Your auto insurance rate will depend on a variety of factors, including your age, driving record, and the types and amounts of coverage your choose to carry. Comparing rates from several companies is the best way to get the best deal on the coverage you need. Visit [] for a free car insurance quote today. You can compare rates and coverage all in one place, saving you time and money during this process.

Car Insurance Rates

How does Tennessee stack up against other states when it comes to auto insurance rates? The average annual auto insurance premium for Tennessee is just $967. Fortunately for Tennessee drivers, this average rate is very low when compared with other states, ranking in the top five least expensive states for auto insurance coverage. Your personal rate will vary, but it helps that Tennessee features low average auto insurance rates.