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Minimum State Insurance Requirements » Utah

25 / 65 / 15

Personal injury insurance for the driver: $25,000

(maximum benefit paid per claim after the policyholder pays the deductible)

Personal injury coverage for all people involved in an accident: $65,000

Property damage coverage per claim: $15,000



Utah Car Insurance Information

Residents and visitors of Utah enjoy beautiful scenery, fun outdoor activities, and also severe winter weather. Protect yourself as you enjoy all that Utah has to offer by carrying adequate car insurance; start with some basic Utah car insurance information.

Utah Car Insurance Information

Utah is a large, beautiful state, filled with beautiful mountains and valleys, deserts and plains. With four distinct seasons, Utah features fun outdoor activities all year round, including skiing in the winter, golf courses and beautiful national parks. The state is large and sparsely populated; the combination of size, many tourist attractions and severe winter weather make adequate car insurance coverage essential for Utah drivers. Winter storms that bring several feet of snow are common, along with severe thunderstorms in the summer. The average yearly auto insurance rate in Utah is $1,200, placing it relatively low on the list of most expensive states for car insurance rates.

Car Insurance Minimum Requirements

Liability coverage is designed to protect drivers financially in the event of an accident. Each state maintains its own minimum liability insurance requirements that all drivers must carry to drive legally in the state. Utah requires drivers to carry $25,000 in injury liability per person, $65,000 in coverage per accident and $15,000 in personal property damage coverage. Utah’s coverage requirements are fairly low when compared with other states, with just a few states like Ohio and Pennsylvania maintaining lower requirements. Since this coverage is designed to protect you, though, the minimum amount might not be enough. Be sure to carry enough to protect yourself financially in case of an accident.

Car Insurance Companies

In addition to large, national insurance companies, there are many independent insurance agents spread throughout the large state to serve Utah drivers. In a large, sparsely populated state, a variety of insurance companies in many different locations is important. A large variety of companies makes it important to shop around for the best rates and coverage, and find a company with a convenient location for you.

Free Car Insurance Quotes for Utah

With so many insurance companies available, shopping around for the best rate can be a time consuming task. Visit [] to compare rates and coverage at several Utah car insurance companies so you can find the best deal and get the coverage you need. Obtaining free car insurance rates with way is convenient and time saving, and will help you save on car insurance.

Car Insurance Rates

The average annual car insurance premium in Utah is $1,200 per year; placing it just slightly lower than average when compared with rates in other states. While your individual rate will vary based on your age, driving record and any additional coverage you elect to carry, an idea of the average rate for Utah drivers is a good place to start when shopping for auto insurance.